A client recently emailed asking me if, given the recent market downturn, we should rebalance his portfolio. Since I’m sure there are others wondering the same thing I though I’d share with you my response.

Rebalance? Probably not. However, if you have some cash you've been itching to put to work, now might be a good opportunity to do so.

If you want to understand why I believe the best way to invest is to create a low-cost portfolio made up of well-run index funds with a good track record and that’s properly diversified, then rebalance once a year, please read this book. The authors (as well as I) believe in the KISS strategy of investing and have the data to back it up.

It seems there is a long list of massive data breaches we’ve seen over the years. Readers of this blog know that I use CreditKarma to monitor my credit scores for free.

Here's the link to the Forbes article that was just updated and lists hourly planners throughout the country. Guess who once again made the list!

Many of my clients know how much my husband and I love to explore the world through travel. Since we are both able to work remotely, we're able to get away about once every quarter. Although some of those trips are in the US, many are not.

Living on Investment Income in Retirement, Part IV: Creating a Smart Withdrawal Plan

I think this article, written by Eleanor Blayney, CFP®, clearly explains why choosing the right account from which to withdraw during retirement is so important. >> Read The Article

Hiring a financial planner can be expensive. I get it. Any conscientious person must ask themself—Is hiring a planner worth the cost?

As I was reading “How to Make Your Money Last” by Jane Bryant Quinn this weekend (a very well-written and informative book, by the way), I came to her section on investing. She’s not a fan of owning individual stocks, just like me.

What standard would you prefer apply to the person giving you financial advice?

This cobbler’s children wear shoes!

"The cobbler's children have no shoes" refers to the phenomena where people are successful at doing something in their professional lives, but don't practice it in their personal lives. Well, my kids were close to being shoeless, but no more!